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HMO

Are you looking to:-

Purchase a HMO property
Remortgage an existing HMO property
Convert a property into an HMO
Borrow up to 85% of the value of the property

A number of lenders have entered into the HMO market. Each lender tends to have a different approach in respect what is and what is not an acceptable HMO client and property.

Lenders in this market could limit the number of bedrooms, number of kitchens and in some circumstances the number of floors. Most lenders have a minimum valuation figure and some lenders do not accept DWP tenants.

RLA Mortgages in partnership with 3mc is happy to provide you with further information on products to assist with any of the above scenarios. For information on products not available direct from the lender please complete the contact us information below and one of the RLA mortgage BTL specialists will be in contact.

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I am also interested in: Semi and commercial investments Multi units on one title
Limited companies Short term lending
Buy-to-let


RLA Mortgages is operated exclusively for the RLA by 3mc, which is authorised and regulated by the Financial Conduct Authority. FCA No. 302992. ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Although the FCA regulate the way the majority of mortgages are sold, in most cases they do not regulate buy to let mortgages. This means you may have less protection if things go wrong with a buy-to-let mortgage. All calls are recorded for training and monitoring purposes.