Buy to Let Self Certification
Below is a comprehensive list of Self Certification Buy to Let mortgage products that are currently available. Simply click on the product for further details. If you can't find a rate that meets your requirements or you have any questions, simply make an enquiry by clicking on the enquiry button to your right.
Or to speak to an experienced mortgage advisor:
Call 0845 148 9071
Unlike self certification in relation to income with residential mortgages, Buy to Let self certification, in the majority of cases, refers to the fact that rental income is not being used as a consideration for assessing repayment capability. Buy to Let applicants should however be aware that, by opting for a self certification mortgage, they may need to certify their income is sufficient to match monthly repayments.
To return to all current buy to let mortgage rates, click the button below.
| Product | Early Repayment Charge | Loan to value | Fees | Enquiry |
|---|---|---|---|---|
|
3.85% 1 year Discounted Tracker |
3% of the amount being repaid for the first year. | 75% loan to value up to £500,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Enquiry |
|
3.89% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 60% loan to value up to £500,000 loan amount. | £1,300 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
3.99% 2 year Discounted Tracker |
3% of the amount being repaid for the first year, then 2% until the end of year 2. | 70% loan to value up to £500,000 loan amount. | £1,050 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
3.99% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 65% loan to value up to £500,000 loan amount. | £1,300 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
3.99% 3 year Fixed Rate |
4% of the amount being repaid until 28/02/2013, then 3% until 28/02/2014, then 2% until 28/02/2015. | 60% loan to value up to £500,000 loan amount. | £1,300 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
4.19% 3 year Fixed Rate |
4% of the amount being repaid until 28/02/2013, then 3% until 28/02/2014, then 2% until 28/02/2015. | 65% loan to value up to £500,000 loan amount. | £1,300 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
4.29% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 60% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.29% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 60% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.39% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 70% loan to value up to £500,000 loan amount. | £800 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
4.49% 3 year Fixed Rate |
4% of the amount being repaid until 28/02/2013, then 3% until 28/02/2014, then 2% until 28/02/2015. | 60% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.49% 3 year Fixed Rate |
4% of the amount being repaid until 28/02/2013, then 3% until 28/02/2014, then 2% until 28/02/2015. | 60% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.59% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 65% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.59% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 65% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.59% 3 year Fixed Rate |
4% of the amount being repaid until 28/02/2013, then 3% until 28/02/2014, then 2% until 28/02/2015. | 70% loan to value up to £500,000 loan amount. | £800 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
4.79% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 70% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.79% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 70% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.79% 3 year Fixed Rate |
4% of the amount being repaid until 28/02/2013, then 3% until 28/02/2014, then 2% until 28/02/2015. | 65% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.79% 3 year Fixed Rate |
4% of the amount being repaid until 28/02/2013, then 3% until 28/02/2014, then 2% until 28/02/2015. | 65% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.89% 2 year Fixed Rate |
3% of the amount being repaid until 31/03/2014. | 75% loan to value up to £500,000 loan amount. | 2.5% of the loan amount is added to the loan at completion. | Enquiry |
|
4.99% 3 year Fixed Rate |
4% of the amount being repaid until 28/02/2013, then 3% until 28/02/2014, then 2% until 28/02/2015. | 70% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.99% 3 year Fixed Rate |
4% of the amount being repaid until 28/02/2013, then 3% until 28/02/2014, then 2% until 28/02/2015. | 70% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
4.99% 5 year Fixed Rate |
5% of the amount being repaid until 28/02/2014, then 4% until 28/02/2015, then 3% until 28/02/2016, then 2% until 28/02/2017. | 70% loan to value up to £500,000 loan amount. | £1,100 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
4.99% 5 year Fixed Rate |
5% of the amount being repaid until 28/02/2014, then 4% until 28/02/2015, then 3% until 28/02/2016, then 2% until 28/02/2017. | 70% loan to value up to £250,000 loan amount. | £800 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
5.49% 5 year Fixed Rate |
5% of the amount being repaid until 28/02/2014, then 4% until 28/02/2015, then 3% until 28/02/2016, then 2% until 28/02/2017. | 70% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
5.49% 5 year Fixed Rate |
5% of the amount being repaid until 28/02/2014, then 4% until 28/02/2015, then 3% until 28/02/2016, then 2% until 28/02/2017. | 70% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
5.69% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 80% loan to value up to £500,000 loan amount. | £800 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
5.99% Loan Term Tracker |
No early repayment charges. | 60% loan to value up to £500,000 loan amount. | £800 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
5.99% Loan Term Tracker |
No early repayment charges. | 70% loan to value up to £500,000 loan amount. | £1,350 is added to the loan at completion. In addition to this a booking fee of £199 is payable on application. | Enquiry |
|
5.99% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 80% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
5.99% 2 year Fixed Rate |
3% of the amount being repaid until 28/02/2013, then 2% until 28/02/2014. | 80% loan to value up to £500,000 loan amount. | Nil. In addition to this a booking fee of £299 is payable on application – this includes £100 payable to Mortgages for Business for processing your application. The valuation is free. | Enquiry |
|
6.10% 2 year Fixed Rate |
3% of the amount being repaid until 31/03/2014. | 75% loan to value up to £500,000 loan amount. | Nil. | Enquiry |

